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Showing posts from March, 2017

This thing called Budgeting

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So I have made a commitment to get my finances in order. I have some personal and family goals that I want to accomplish, but man let me tell you.... this is so much harder than I anticipated. I mean to keep track of everything that I spend is SO tedious. I know I know, it's what grown ups do. The song does say 'Mama said they'll be days like this". This thing called Adulting is so overrated. I mean is it really that serious? I can admit that I have learned so much about myself and my money. We have an emotional relationship. I did not think that it would be so hard to break away from frivolous spending. I did not think that it would be so hard to go without my card and only use cash. I don't even remember when I became addicted to my card. Maybe it's more like an emotional affair. I'm in love with spending and swiping my card and I need my card in my life. I'm trying to get it together. On the plus side, I do recognize I have a problem. I am NaT...

2017 Adventure

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So in 2017, I decided to change my thinking....I figured it would change my life and guess what, it has! I am on a journey to get my life right real quick and get it right good. So in order to do that, I've decided to work on my finances. Well I actually have a process of getting a lot of things together, but I can only focus on one area at a time. I tried doing multiple areas at once and that was an epic fail!But hey, we live and learn right... so my first journey is my finances! I will use this as a Financial Portfolio and see how this will work out for me.  My first step was to join the Dream Builder: Liver Richer Academy (I will explain this one later) and a financial course through Coursera, both in which I am paying for. I figured if I'm paying for it, I will be motivated to complete the courses. Can't afford to waste any money! Anywho, to explain Dream Builders: Liver Richer, I have to give you a bio on the founder....Imma just copy and paste that info.....