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Showing posts from 2017

Living Richer

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So as I stated in previous blogs, I'm changing the way I do things. I locked my hair, I'm eating healthier (kind of) and I am changing my perspective. I am trying to live, but man sometimes it gets so hard to motivate myself. I do it all the time but I realized that I can't do this thing by myself. I had to do a self evaluation to see if I had the right people in my circle. I got a good 3 people (not including my husband) who really have my back. Like they really hold me down. These are the ones that I know I can call and let it all hang out and have a no judgment zone. I love that God gave me them. I have two healthy children, even with dealing with the youngest one's hearing loss, we're still good. My husband and I are in a good place. I've been with that man for some years and the older we become, the more I appreciate him, admire him, and love him. We are far from perfect, but we are perfect together. We complement each other and hold one another down. I...

This thing called Budgeting

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So I have made a commitment to get my finances in order. I have some personal and family goals that I want to accomplish, but man let me tell you.... this is so much harder than I anticipated. I mean to keep track of everything that I spend is SO tedious. I know I know, it's what grown ups do. The song does say 'Mama said they'll be days like this". This thing called Adulting is so overrated. I mean is it really that serious? I can admit that I have learned so much about myself and my money. We have an emotional relationship. I did not think that it would be so hard to break away from frivolous spending. I did not think that it would be so hard to go without my card and only use cash. I don't even remember when I became addicted to my card. Maybe it's more like an emotional affair. I'm in love with spending and swiping my card and I need my card in my life. I'm trying to get it together. On the plus side, I do recognize I have a problem. I am NaT...

2017 Adventure

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So in 2017, I decided to change my thinking....I figured it would change my life and guess what, it has! I am on a journey to get my life right real quick and get it right good. So in order to do that, I've decided to work on my finances. Well I actually have a process of getting a lot of things together, but I can only focus on one area at a time. I tried doing multiple areas at once and that was an epic fail!But hey, we live and learn right... so my first journey is my finances! I will use this as a Financial Portfolio and see how this will work out for me.  My first step was to join the Dream Builder: Liver Richer Academy (I will explain this one later) and a financial course through Coursera, both in which I am paying for. I figured if I'm paying for it, I will be motivated to complete the courses. Can't afford to waste any money! Anywho, to explain Dream Builders: Liver Richer, I have to give you a bio on the founder....Imma just copy and paste that info.....